Refinance Wizard

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Our Service Is Free Of Charge

At No Cost to you, Free of charge
We will find you a better rate with a product that suits your needs and the best thing is our service is free of cost! That’s right
you don’t pay us a cent, The Lender Will Pay Us, you can keep your hard-earned cash and we will negotiate with the Banks for you.

about

Refinance Wizard

Refinancing can save you thousands and maybe years off your home loan to help you achieve freedom from the banks sooner. The average loan is refinanced every 4 years at present to take advantage of new innovative products, lower interest rates, equity release and even better customer service. Refinance Wizard can assist you to navigate the home loan maze and make the journey less stressful.

Why Refinance?

To Free Up Extra Cash

Securing a better interest rate than the one you have at present can free up that much needed extra cash to assist in the monthly bills, take a holiday, buy a new car. After all it is your money why would you pay the Banks more than you need to!

Consolidate Personal Debt

By consolidating other debt such as credit cards, car loans, personal loans and the like, into your home loan, you could pay the debt off faster. Helping you to free yourself of all those repayments and the higher interest you are paying to make the banks richer.

Unlocking Equity

By refinancing you might be able to unlock the equity in your home to use for renovations, a new pool, that holiday you needed 3 years ago, for a deposit on an investment property. You name it, there are many different reasons you might want to release the equity in your property. It’s your money.

Better Features

You may want to refinance to take advantage of a product with different features. Maybe the product you are currently in just doesn’t suit your needs anymore. Or maybe you just want better service.

FAQ

Most frequent questions and answers
WHAT IT MEANS TO REFINANCE?

Refinancing is the process of taking out a home loan with another provider to repay your current home loan with your current mortgage provider. Changing home loans to provide a better solution to your needs. In the current market we advise our clients to get a quick home loan health check every 12 months to ensure that your current mortgage is still the right solution for you.

HOW WILL REFINANCING BENEFIT?

Depending on your specific situation and the reasons you would like to refinance, refinancing could save you money, put extra cash in your pocket, help pay down your loan faster, save you money by consolidating other debts.

HOW DOES REFINANCING WORK?

Refinancing is now a reasonably simple process. During our consultation we will complete an assessment of your current position and what your requirements are. We then discuss potential products and lenders. Once you have decided on a lender we will complete an application for you and lodge your application with your chosen lender. The Lender performs their assessment, values your property and makes a loan offer. We at refinance Wizard take care of everything from application to settlement.

WHAT ARE THE COSTS?

There may be costs such as government fees, application fees, discharge fees. We can advise you of the fees to make your decision easier.

CUSTOMERS REVIEWS

What People Say

Have you ever experienced that nagging feeling that you are possibly not getting the best deal when it comes to your home loan payments? If you haven’t seriously reviewed your situation recently, say within the last 12 months, the chances are, your doubts may be justified.

In the competitive world of home loans there is a constant stream of new deals being made available, some of which may suit you far better than your current arrangement, and here at Refinance Wizard, based in Sydney, we can take all the hard work out of finding a better deal for you – and at absolutely no cost to you, either!

Refinancing is simply the process of finding a new lender who will offer you a better, or more appropriate deal, so that you can pay off your existing loans and enjoy the benefits of your new terms. It may be that you wish to reduce your monthly payments, putting extra cash in your pocket, to pay for a holiday, or home renovations. Or maybe you want to consolidate all of your debts, including personal loans and credit cards, or even to release some of the equity in your property or perhaps you are considering an upgrade to a new property? Equally, you may want to increase your payments and reduce the time required to fully pay off your loan, whatever the reason, we can be there to help.

With so many different lenders offering a multitude of deals, finding the right deal is time consuming and can become complex and frustrating which can easily result in discouragement and a lack of action. However, our team at Refinance Wizard have access to over 40 different lenders and have the inside line on all these deals, and once we have had a consultation with you, to accurately determine your needs and requirements, we take care of the rest of the process for you. We will scour all the available deals that may suit you and present these products to you in a manner that will help you make the correct decision as to which one to select. 

The process of securing a home loan, whether as a first-time buyer or as part of a refinancing package can be a fraught time for many – never ending forms to complete, sifting through reams of paperwork from lenders and banks, and unfamiliar vocabulary can all be too much of an obstacle. 

Happily, at Refinance Wizard, we are specialists in securing home loans and utilising our service can take all of the leg work and stress out of the process for you. Whatever reason you may have for a new home loan, releasing equity for home repairs, freeing up extra cash on a monthly basis by securing a preferential interest rate, paying off debts faster through consolidation, or if you are simply not happy with your current provider, we can help.

We will take the time to listen to your specific needs and then use our knowledge and expertise to search through the relevant products supplied by the 40 + lenders that we deal with, to present you with the best available options, from which you decide which suits you best. After that we take care of all of the tedious paperwork for you – and the upside is, that you as the customer do not have to pay us a cent – it’s totally free service for you, as the selected lender pays our fees.

If you are considering refinancing and you are in Paramatta, Penrith, Sutherland Shire, Epping, Liverpool, Campbelltown, Botony, Surry Hills, Rose Bay or North Sydney we are standing by to hear from you!

Once you have selected your new deal, we will complete all the necessary paperwork, from start to finish – and deal with all other 3rd party agencies on your behalf, making the whole process of refinancing as simple as it can possibly be for you.


As specialists in finding the right home loan for you, our service also extends to first time buyers, who may be understandably daunted by the prospect of securing their first mortgage. We can explain how the system works, explore your best options – based on your needs – and make the application for a loan for you, resulting in a pre-approval, which allows you to concentrate on finding your ideal property.


Refinance Wizard offer our refinancing service across Sydney, from Parramatta, Penrith, Liverpool, Epping, Botony and Rose Bay to North Sydney, Sutherland Shire, Campbell Town and Surrey Hills – your one stop shop for home loans.



As the cost of living continues to rise, and every indicator suggests that it will continue to do so for the foreseeable future, Australian families begin to experience a reduction in their disposable income, with ever increasing payments on loans and mortgages eroding their spending power.


As an alternative to denying yourself some of the ‘luxuries’ in your life in order to make ends meet, refinancing may be the solution for you. Refinancing, in simple terms, is the process whereby you search for and take advantage of a loan, usually secured on your property, that offers you a better deal, with lower repayments than you are currently making. This is a common practice and is made possible by new deals becoming available due to competition in the financial market despite the rises in the RBA cash rate.


However, the process of finding and securing a better deal is loaded with red tape and paperwork, which may be an obstacle that prevents them exploring this opportunity. And if you fit into this category or simply do not have the resources or time to do so, then Refinance Wizard is here to help.

Our expert, independent and professional service can secure you a money saving deal – with absolutely no cost to you. We provide our refinancing service across Sydney, including Parramatta, Penrith, North Sydney, Sutherland Shire, Epping, Liverpool, Botany, Campbelltown, Surry Hills, Rose Bay and beyond.

Call us today for an obligation free chat to learn more about protecting your standard of living.

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